This is a very funny segment of two different people investing monetary income in two different ways. Which one are you JU of D4L or Daniel Tosh? Personally I am a combination of both. I love to spend and spend and spend, but being a business major I fully understand the concept of saving as well. Currently being a 22 year old college student with no financial obligation or life responsibilities spending is what I would choose to do. Wu-Tang Clan said it best "cash rules everything around me, C.R.E.A.M, get the money, dolla dolla bill y'all."